Credit cards
Credit card statement converter — PDF to Excel and CSV
Convert credit-card statements from Amex, Visa, Mastercard, Chase, Capital One, Barclaycard and the rest into clean Excel or CSV. Charges, payments, fees, interest and foreign-currency transactions handled the same way as bank statements.
Drop one or many PDFs, or click to upload
Digital or scanned · up to 25 MB per file · hold Cmd/Ctrl to select several at once
No signup · EU-hosted · uploads auto-delete
- Auto-reconciled
- Opening + transactions = closing. Flags any extraction error before you import.
- Locale-aware
- USD, EUR, GBP, INR, AUD, CAD. Comma decimals, DD/MM/YYYY, Money-In/Out columns — handled natively.
- Auto-delete uploads
- Source PDFs purged within an hour. We keep only the data you can already see and export.
How credit card statements differ from bank statements
A credit-card statement looks like a bank statement, but the conventions are flipped:
- Debits and credits are reversed.A "debit" on your credit-card statement is a charge (you owe more); a "credit" is a payment or refund. The opposite of how a bank account statement reads.
- Foreign-currency transactions. Most cards show both the original-currency amount and the converted amount. The CSV needs the right column.
- Multi-line transactions. Merchant name on line 1, location on line 2, reference on line 3. Generic extractors split those into separate rows.
- Statement balance vs. minimum payment. Two separate fields, often confused with opening / closing balance.
Our converter knows the difference and normalises the output so that "amount" in your CSV always means money you spent (negative) or money paid back (positive) — the convention QuickBooks, Xero and Excel expect.
What's supported
- Issuers:American Express, Visa-branded statements from any issuer, Mastercard-branded statements, Capital One, Chase, Barclaycard, HSBC credit cards, Citi credit cards. The converter doesn't use per-issuer templates — it adapts to the layout.
- Currencies: USD, GBP, EUR, INR, AUD, CAD and others. Foreign-currency charges are extracted with both the original amount and the converted amount preserved.
- Reward / cashback summaries: we extract the transaction table cleanly and ignore the rewards summary block (which most extractors mistake for transactions).
- Multi-card statements: if your statement covers a primary + supplementary card, both transaction lists are extracted.
Reconciliation for credit cards
The bookend check on a credit-card statement is:
previous balance + new charges + fees + interest − payments − credits = new balance
We verify this on every conversion and flag any row that breaks it. That catches misread charges, missed payment lines, and double-counted interest before they end up in your books.
FAQ
- Can you convert American Express statements to Excel?
- Yes. Amex statements have a distinctive layout but use the same underlying conventions. We extract charges, payments, fees, and interest into a clean Excel sheet with a separate Summary tab for the statement balance, minimum payment, and rewards balance.
- Will foreign-currency charges be preserved?
- Yes. Each foreign charge has both the original-currency amount and the home-currency amount in the output. Description includes the merchant + the exchange-rate annotation the issuer printed.
- Does the reconciliation check work for credit-card statements?
- Yes. We verify previous balance + Σ(charges + fees + interest) − Σ(payments + credits) = new balance within tolerance. Any row that breaks the chain is flagged.
- Is this free?
- Yes — 7 pages per day on the free tier, no signup. Most credit-card statements are 2–4 pages, so the free tier covers occasional use comfortably.
- Can I import to QuickBooks or Xero?
- Yes. The same export options are available as for bank statements: QuickBooks (.qbo), Quicken (.qfx), generic OFX, Xero CSV, Sage 50 CSV, plus regular CSV and Excel.