Free bank statement tools — for everyone

Drop a password-protected bank statement, enter the password, get an unlocked copy. Runs entirely in your browser.

Drop a PDF — get an instant verdict on whether it's digital or scanned, encrypted, how many pages, and which bank it looks like.

Paste opening + closing balance and transactions. We confirm whether the math reconciles to the cent — useful for cross-checking any converter's output.

Drop a CSV with Date, Description, and Amount (or Debit/Credit) columns. Download a QuickBooks-ready .qbo file in two clicks.

Enter your monthly statement volume — we recommend the right plan. Honest answer: free is enough for a lot of people.

Paste a list of bank transactions and get an instant category label for each — Groceries, Rent, Transport, Subscriptions, Income and more. Heuristics-based, runs in your browser.

Drop a .ofx, .qbo or .qfx file — get an instant verdict on the header, account block, transaction count, duplicate FITIDs, and exactly what would import into QuickBooks, Xero or Sage.

Drop a PDF statement — we name the bank from the layout. Matches against ~100 fingerprints (HDFC, Chase, Barclays, BNP Paribas, DBS, NAB and more).

Enter a nominal APR and a compounding frequency — get the effective annual rate (APY), per-period rate, doubling time, and future value. Browser-side.

Paste an Australian Business Number — or many at once — and we validate them against the official ATO checksum. We also handle ACNs and link valid ABNs to the public ABR for the entity name.

Monthly payment, full amortisation chart, total interest paid. Model extra principal payments and see how many months — and how many thousands in interest — they shave off the loan.

Paste a UK UTR — or many at once. We check the 10-digit HMRC format, run an advisory mod-11 check digit, strip the K payment-reference suffix, and flag NINO, VAT, and Companies House numbers people often paste in by mistake.

Pick what to solve for — the monthly deposit, the time horizon, or the final balance. Compound interest, recurring deposits, and a year-by-year projection. Eight currencies supported.

CAGR for a single buy / sell, full XIRR for irregular cash flows (deposits, withdrawals, dividends, final value), and a side-by-side scenario compare. Drop a brokerage PDF and we extract the cash flows for you.

Enter a fund's expense ratio, your time horizon, and an expected return — see the real dollar cost of fees after compounding. Side-by-side comparison of two funds, plus a zero-fee hypothetical baseline.